Some preparedness gems from General Conference:
"The challenges we face today are in their own way comparable to challenges of the past. The recent economic crisis has caused significant concerns around the world. . . We know from the scriptures, that some trials are for our good and are suited for our own personal development. We also know that the rain falls on the just and the unjust. It is also true that every cloud we see doesn't result in rain. Regardless of the challenges, trials, and hardships we endure, the reassuring doctrine of the atonement wrought by Jesus Christ includes Alma's teaching that the Savior would take upon him our infirmities and succor his people according to their infirmities.
"The scriptures and modern prophets have made it clear that there will be lean years and plentiful years. The lord expects us to be prepared for many of the challenges that come. He proclaims, 'If ye are prepared, ye shall not fear.' . . One of the great blessings of the scriptures is that they warn us of challenges that are unexpected but often occur. We would do well to be prepared for them. One form of preparation is to keep the commandments. . . Clearly having the blessings of the spirit, the ministration of the Holy Ghost, is an essential element to truly prosper in the land and to be prepared."
(Elder Quentin L. Cook)
“Newspapers are filled with reports of the current housing crisis. We’ve been encouraged from almost every general conference that I can remember, to not live beyond our means. Our income should determine the housing we can afford, not the neighbor's big house across the street. President Grant once said, "From my earliest recollection from the days of Brigham Young until now, I have listened to men stand in the pulpit urging the people to not run into debt. I believe that the great majority of our troubles today is caused through failure to carry out that counsel." One of the better ways to simplify our lives is to follow the counsel we’ve so often received. Live within our income. Stay out of debt. Save for a rainy day, We should practice and increase the habits of thrift, industry, economy and frugality. Members of well managed families do not pay interest, they earn it.”
(Elder L. Tom Perry)