more general conference counsel

Here are President Monson's remarks on preparedness from the Priesthood session of General Conference (as reported by The Deseret News):

"With the world facing difficult economic times, Latter-day Saints must increase their efforts to live prudently, avoid debt and prepare to provide for those who are adversely affected, President Thomas S. Monson counseled on Saturday. His remarks came during the evening priesthood session of the 178th Semiannual General Conference of The Church of Jesus Christ of Latter-day Saints.

"Many areas of the world have experienced difficult economic times. Businesses have failed, jobs have been lost and investments have been jeopardized," said President Monson. "We must make certain that those for whom we share responsibilities do not go hungry or unclothed or unsheltered." Working together, the priesthood of the church can make "near miracles take place," he said. He repeated long-standing advice that church members be "prudent in their planning, to be conservative in their living and avoid excessive or unnecessary debt." The financial affairs of the church are conducted within the same guidelines, he said, "for we are aware that your tithing and other contributions have not come without sacrifice and are sacred funds."
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